{"id":7625,"date":"2022-09-05T12:04:31","date_gmt":"2022-09-05T02:34:31","guid":{"rendered":"https:\/\/adelaideprivatewealth.com.au\/unpaid-super-from-your-employer\/"},"modified":"2022-09-05T12:04:31","modified_gmt":"2022-09-05T02:34:31","slug":"unpaid-super-from-your-employer","status":"publish","type":"post","link":"https:\/\/adelaideprivatewealth.com.au\/unpaid-super-from-your-employer\/","title":{"rendered":"Unpaid super from your employer"},"content":{"rendered":"
If you think your employer isn\u2019t paying your super contributions, follow the steps below:<\/p>\n
Am I entitled to super?<\/a>\u00a0\u2013 you should confirm that you\u2019re entitled to super before taking any further steps.<\/p>\n<\/li>\n Go to ATO online via myGov to view super contributions that have been paid into your super fund by your employer. If your employer has commenced Single Touch Payroll reporting, you can check if your super has been paid into your super fund. Your employer will tell us how much super they\u2019re required to pay to your fund.<\/p>\n<\/li>\n Use the\u00a0Estimate my super tool<\/a>\u00a0if you\u2019re unsure how much super your employer should be paying.<\/p>\n<\/li>\n Talk to your employer. Ask them how often they\u2019re currently paying your super, which fund they\u2019re paying to and how much they are paying.<\/p>\n<\/li>\n Confirm how much your super fund has received by checking member statements from your super fund.<\/p>\n<\/li>\n Lodge an enquiry. If you\u2019ve completed all of the steps above and still believe your employer isn\u2019t paying enough (or any) super \u2013 or isn\u2019t paying to your chosen fund, you can\u00a0report your employer<\/a>\u00a0using our online tool.<\/p>\n<\/li>\n<\/ol>\n \u00a0<\/p>\n If your employer doesn\u2019t pay the minimum amount of super into the correct fund by the due date, they may have to pay the super guarantee charge (SGC).<\/p>\n The ATO may investigate an employer\u2019s super guarantee compliance on their own initiative or in response to an employee enquiry. If they determine that your employer (or former employer) has not complied with their SG obligations for you, or the ATO reasonably suspects this to be the case, they may disclose details of this to you.<\/p>\n From 1\u00a0April 2019, the law allows the ATO to disclose an employer\u2019s non-compliance to affected employees even if they haven\u2019t lodged an enquiry.<\/p>\n The ATO prioritise the collection of unpaid SGC debts. They work with employers who engage with them to address their debt. For those that don\u2019t engage, they\u2019ll take\u00a0stronger action<\/a>. This can include:<\/p>\n director penalty notices<\/a><\/p>\n<\/li>\n garnishee notices<\/a>.<\/p>\n<\/li>\n<\/ul>\n If you\u2019ve chosen to report your employer, the ATO will keep you updated throughout the investigation. If they establish there is an SGC debt, they\u2019ll inform you of the recovery actions they\u2019re taking.<\/p>\n If they commence an investigation into your employer and you haven\u2019t lodged an enquiry with them, they may notify you of the review. If you receive this notice, you don\u2019t need to take any action; they will advise you of the outcome when the investigation is complete.<\/p>\n Any SGC they collect from your employer is distributed to your super fund.<\/p>\n Contact us today if you would like to find out more about your super contributions on [phone].<\/p>\n Source: ato.gov.au<\/a> Important:<\/span> Any information provided by the author detailed above is separate and external to our business and our Licensee. Neither our business nor our Licensee takes any responsibility for any action or any service provided by the author. Any links have been provided with permission for information purposes only and will take you to external websites, which are not connected to our company in any way. Note: Our company does not endorse and is not responsible for the accuracy of the contents\/information contained within the linked site(s) accessible from this page.<\/span><\/p>\n The post Unpaid super from your employer<\/a> appeared first on MLC Contemporary<\/a>.<\/p>\n<\/div>\nOur collection approach to unpaid super<\/h3>\n
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Reproduced with the permission of the Australian Tax Office. This article was originally published on https:\/\/www.ato.gov.au\/Individuals\/Super\/Growing-your-super\/Unpaid-super-from-your-employer\/<\/span>.<\/span><\/span><\/p>\n
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